Documents Required (Illustrative Only)
|(Applicants & Guarantors)|
|Salaried||Self-employed/ Professional||Self- employed Businessmen|
|PAN, Election Card, Driving Licence, Passport Etc.|
|Resi Proof: Property Tax bill, Light Bill, Telephone Bill, Gas Bill|
|Form 16, Last 3 Years||ITR (Computation of Income, P&L, Balance Sheet) for last 3 Years ITR for last 3 years|
|Salary Slip of last 6 Months||Proof of Profession/Vocation/Business|
|Last 6 Months' Bank Statements||Last 6 Months' Bank Statements (self & Business)|
|Loan Statements & Sanction Letter of Existing Loans (If any)|
Other parameters considered include age, income, number of dependents, financial stability and Family Member's income.
Master file of the property, Copy of Approved Plan.
Any other document/certificates as required by Bank
Security : Security for the loan is first mortgage of the property to be financed.
Other Liquid security as required by the bank
Charges & Fees:Charges of Title report and Valuation report are to be borne by applicant.