Purpose
Eligibility
Features
Documents Required (Illustrative Only) |
||
(Applicants & Guarantors) | ||
Salaried | Self-employed/ Professional | Self- employed Businessmen |
PAN, Election Card, Driving Licence, Passport Etc. | ||
Resi Proof: Property Tax bill, Light Bill, Telephone Bill, Gas Bill | ||
Form 16, Last 3 Years | ITR (Computation of Income, P&L, Balance Sheet) for last 3 Years ITR for last 3 years | |
Salary Slip of last 6 Months | Proof of Profession/Vocation/Business | |
Last 6 Months' Bank Statements | Last 6 Months' Bank Statements (self & Business) | |
Loan Statements & Sanction Letter of Existing Loans (If any) | ||
Other parameters considered include age, income, number of dependents, financial stability and Family Member's income. |
||
Master file of the property, Copy of Approved Plan. |
||
Any other document/certificates as required by Bank |
Security : Security for the loan is first mortgage of the property to be financed.
Other Liquid security as required by the bank
Charges & Fees:Charges of Title report and Valuation report are to be borne by applicant.
Purpose : For study in India / Abroad
Eligibility
Course Eligible
Features
Documents Required (Illustrative Only) | ||
Student | Parents/Guardian | Guarantor |
PAN, Election Card, Driving License, Passport Etc. | ||
Resi Proof: Property Tax bill, Light Bill, Telephone Bill, Gas Bill | ||
Copy of Mark Sheets/ Certificates (SSC onwards) | ITR (Computation of Income, P&L, Balance Sheet)/ Form No. 16 for last 3 Years ITR for last 3 years | |
Admission letter of Govt recg. University/ Institute | Last 6 Months Bank Statements (self & Business) | |
Letter of University regarding total fees, Course duration & other expenses (Lodging & Boarding, Books Etc) Admission letter of Govt recg. University/ Institute |
Proof of Business Existence | |
Loan Statements & Sanction Letter of Existing Loans (If any) | ||
Any other document/certificates as required by Bank |
Security (any one)
Property
City Survey/ 7/12 copy of Property to be mortgaged, Municipal Tax bill & receipt, Sale Deed, Index Copy etc.
Government Security : NSC/KVP
List of Securities showing certificate number, holders’ name, branch name & amount with signature of the holders & Xerox copy of the security.
Insurance policies
Surrender value quotation of the policy of Life Insurance Policies
Other investment details with proof
Charges & Fees Charges of Title and Valuation are to be borne by applicant.
Purpose
Eligibility Individuals & Business Entity
Features
Documents Required (Illustrative Only) | |||
Salaried | Proprietorship firm | Partnership Firm | Pvt. Ltd Co. |
PAN, Election Card, Driving License | PAN of Firm and all Partners | PAN of the Co. & all Directors | |
Resi Proof: Property Tax bill, Light Bill, Telephone Bill, Gas Bill | Resi Proof of all partners | Resi Proof of all Directors | |
Form 16, Last 3 Years | ITR (Computation of Income, P&L, Balance Sheet) for last 3 Years | ITR (Computation of Income, P&L, Balance Sheet) for last 3 Years of Firm and Partners | ITR for last 3 years of Co. & All Directors |
Salary Slip of last 6 Months | Proof of Business Existence | ||
Last 6 Months Bank Statements | Last 6 Months Bank Statements (self & Business) | ||
Sanction Letter & Loan Statements of Existing Loans (If any) | |||
Any other document/certificates as required by Bank |
Security
Loan against NSC/KVP/LIC Policies/Govt Sec.
Purpose
Eligibility
Features
Documents Required (Illustrative Only) |
||
(Applicants & Guarantors) | ||
Salaried | Self-employed/ Professional | Self- employed Businessmen |
PAN, Election Card, Driving Licence, Passport Etc. | ||
Resi Proof: Property Tax bill, Light Bill, Telephone Bill, Gas Bill | ||
Form 16, Last 3 Years | ITR (Computation of Income, P&L, Balance Sheet) for last 3 Years ITR for last 3 years | |
Salary Slip of last 6 Months | Proof of Business Existence | |
Last 6 Months' Bank Statements | Last 6 Months Bank Statements (self & Business) | |
Loan Statements & Sanction Letter of Existing Loans (If any) | ||
Any other document/certificates as required by Bank |
Security
Purpose Purchase of Shop, Factory Shed, Office (Business Premises)
Eligibility Individuals, Partnership firms & Pvt Ltd Co.
Features
Documents Required (Illustrative Only) | |||
Salaried | Proprietorship firm | Partnership Firm | Pvt. Ltd Co. |
PAN, Election Card, Driving License | PAN of Firm and all Partners | PAN of the Co. & all Directors | |
Resi Proof: Property Tax bill, Light Bill, Telephone Bill, Gas Bill | Resi Proof of all partners | Resi Proof of all Directors | |
Form 16, Last 3 Years | ITR (Computation of Income, P&L, Balance Sheet) for last 3 Years | ITR (Computation of Income, P&L, Balance Sheet) for last 3 Years of Firm and Partners | ITR for last 3 years of Co. & All Directors |
Salary Slip of last 6 Months | Proof of Business Existence, Business address proof | ||
Last 6 Months Bank Statements | Last 6 Months Bank Statements (self & Business) | ||
Sanction Letter & Loan Statements of Existing Loans (If any) | |||
Any other document/certificates as required by Bank |
Security : Property
Charges & Fees : Charges of Title and Valuation are to be borne by applicant.