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Service Charges

Service  Charges   (w.e.f  -  10/12/2022)

Sr.no

Charge  Description

New  Charges  (18%)

 

 

Income

GST @ 18 %

Total

1

Locker  Rent

 

 

Locker  Rent  A  Type

600.00

108.00

708.00

 

Locker  Rent  B  Type

800.00

144.00

944.00

 

Locker  Rent  C  Type

1000.00

180.00

1180.00

 

Locker  Rent  D  Type

1400.00

252.00

1652.00

 

Locker  Rent  E  Type

1600.00

288.00

1888.00

 

Locker  Rent  F  Type

2600.00

468.00

3068.00

 

Locker  Rent  G  Type

2900.00

522.00

3422.00

 

Locker  Rent  H  Type

3300.00

594.00

3894.00

 

Locker  Rent  K  Type

6000.00

1080.00

7080.00

 

Locker  Rent  K1 Type

6000.00

1080.00

7080.00

 

Locker  Rent  L  Type

6000.00

1080.00

7080.00

 

Locker  Rent  H1  Type

2000.00

360.00

2360.00

 

 

 

 

 

2

Stop  Payment  Charges (Per  Instrument)

(Issued  cheques / Lost  cheques for all Deposit Accounts)(Maximum charges Rs.1000+GST)

100.00

18.00

118.00

3

Maintenance  of  Minimum  Balance

(Per  Quarter)

 

 

Savings  A/c  (Non  Chq) Minimum  Balance  =  ₹ 1000

25.00

4.50

29.50

 

Savings  A/c  (With  Chq) Minimum  Balance  =  ₹ 2000

 

Current  A/c  Minimum  Balance  =  ₹ 5000

 

Premium  Savings  A/c  Average  Balance  =  ₹ 50,000

500.00

90.00

590.00

 

Premium  Current  A/c  Average  Balance  = ₹ 1,00,000

500.00

90.00

590.00

 

Super Premium  Savings A/c Average Balance =

₹ 5,00,000

1000.00

180.00

1180.00

 

Super Premium Current  A/c Average Balance =

₹ 5,00,000

1000.00

180.00

1180.00

4

Return  Charges  Inward 

350.00

63.00

413.00

5

Return  Charges  Outward

100.00

18.00

118.00

6

Cheque  Book  Issue (CU / CC / OD)

3.00

0.54

3.54

 

Premium  Current  Account  Per  LEAF  (135  LEAF  Free)

 

Super Premium Current Account (Unlimited Leaves Free)

NIL

7

Savings  Account  Per  LEAF (30  LEAF  Free)

3.00

0.54

3.54

 

Premium  Savings  Account  Per  LEAF (60  LEAF  Free)

 

Super Premium Savings Account (Unlimited Leaves Free)

NIL

8

Demat  Charges  (Inclusive)

350.00

63.00

413.00

9

ECS / NACH  Return  Charges 

250.00

45.00

295.00

10

Nach  Mandate  Charges  (Inward)

250.00

45.00

295.00

11

ATM  Additional  Card  (Inclusive)

150.00

27.00

177.00

 

12

ATM  AMC

150.00

27.00

177.00

13

Card  Replacement

200.00

36.00

236.00

14

Pin  Replacement

100.00

18.00

118.00

15

Outstation  Bills  Return  Charges

250.00

45.00

295.00

16

O.B.C  Return  Charges

100.00

18.00

118.00

17

Duplicate  Passbook  One  Year  Entry  (Max  2  Page)

50.00

9.00

59.00

18

Additional  Page  / Statement  Per  Page

15.00

2.70

17.70

19

RTGS  Charges

 

 

2  Lakh  to  5  Lakh

(No  Charge  via  digital  Channel)

24.00

4.32

28.32

 

>  5  Lakh

(No  Charge  via  digital  Channel)

49.00

8.82

57.82

 

Premium  Current  &  Premium  Savings  Account

NIL

 

Super Premium  Current  & Super  Premium  Savings  Account

NIL

20

NEFT  Charges

 

 

Upto  ₹ 10,000

(No  Charge  via  digital  Channel)

2.50

0.45

2.95

 

> 10,000  upto  1,00,000

(No  Charge  via  digital  Channel) 

5.00

0.90

5.90

 

> 1,00,000  upto  2,00,000

(No  Charge  via  digital  Channel) 

15.00

2.70

17.70

 

Above  2,00,000

 (No  Charge  via  digital  Channel) 

25.00

4.50

29.50

 

Premium  Current  &  Premium  Savings  Account

NIL

 

Super Premium  Current  & Super  Premium  Savings  Account

NIL

21

PAY  SLIP

 

 

Upto  ₹ 10,000

30.00

5.40

35.40

 

10,001  to  1,00,000

50.00

9.00

59.00

 

> 1,00,000

100.00

18.00

118.00

 

Premium  Current  &  Premium  Savings  Account

NIL

 

Super Premium  Current  & Super Premium  Savings  Account

NIL

22

DEMAND  DRAFT

 

 

Upto  ₹ 10,000

40.00

7.20

47.20

 

10,001  to  60,000

60.00

10.80

70.80

 

> 60,001

₹ 1 per 1000

 

 

Max  ₹ 1120 (GST Extra)

 

Premium  Current  &  Premium  Savings  Account

NIL

 

Super Premium  Current  & Super Premium  Savings  Account

NIL

 

 

 

 

 

23

DD / PO  Cancellation  Charges

50.00

9.00

59.00

24

Interest  Charge  on  Late  Submission  of  Stock  Statement

2 %  of  Outstanding Balance 

25

Share  Transfer  Fee 

 

 

7.00

26

Members  ID  Card  Fee

 

 

34.00

27

Entrance  Fee

 

 

50.00

28

Nominal  Membership  Fee

 

 

50.00

29

Duplicate  Share  Certificate  Issue  Fee                       (Per Certificate)

 

 

50.00

30

Token  Lost  Charges

500.00

90.00

590.00

 

 

 

 

 

 

 

 

 

 

31

LOAN  PROCESS  FEE

(100 % at  the  time  of  Sanction  / Process)

 

 

Loan  Upto  1  Lakh

500.00

90.00

590.00

 

Above  1   Lakh  to  5    Lakh

1000.00

180.00

1180.00

 

Above  5   Lakh  to  10  Lakh

3000.00

540.00

3540.00

 

Above  10  Lakh  to  25 Lakh

5000.00

900.00

5900.00

 

Above  25  Lakh  to  1   Crore

0.25 %  of  Advance  Amount 

+ GST  Extra

 

Above  1  Crore

0.30 %  of  Advance  Amount 

+ GST  Extra

32

Account  Close  Charges

(Current  Account  &  Savings  Account)

250.00

45.00

295.00

33

OD / CC  Renewal  Charges

 

 

Upto  10  Lakh

Nil

 

Above  10  Lakh

0.20 %  of  Disbursed  Amount

+  GST  Extra

Mobile  /  Internet  Banking  user  gets  50 %  discount  w.e.f  15/12/2021. (For  only  those  who  utilises  10 % of their  total  debit  transactions  through  Mobile  or  Internet  Banking)

34

Property  Release  Charge

5000.00

900.00

5900.00

35

Solvency  Certificate

 

 

 

 

Upto     1  Lakh

250.00

45.00

295.00

 

Above  1   Lakh  to  10  Lakh

500.00

90.00

590.00

 

Above  10  Lakh  to  50  Lakh

1000.00

180.00

1180.00

 

Above  50  Lakh

2500.00

450.00

2950.00

 

 

 

 

 

 

Advance  Facilitation  Charges

 

36

TOD / Exceed  Charges  at  the  time  of  TOD

2000.00

360.00

2360.00

37

TOD / Exceed  Extend  Charges

2000.00

360.00

2360.00

38

Property  Change  Request (Per  Loan)

3000.00

540.00

3540.00

39

Machinery  Changes  Request

1000.00

180.00

1180.00

40

Supplier  Changes  Request

1000.00

180.00

1180.00

41

Resolution  Cancel / Extension  Request

1000.00

180.00

1180.00

42

Switchover  Charges  (Charges + 18 % GST  Extra)

2 %  of  Outstanding

(Other  than  Individual  only)

43

Commitment  Charges  (Charges + 18 % GST  Extra)

1 %  of  Unused  Portion

 

Note :- In  CC / OD  Accounts (Except  against  Liquid  Assets)  1%  Commitment  charge  to  be  levied  on  unused  portion  if  the  annual  average  limit  utilization  is  less than  65%

 

 

 

44

Advance  Condition  Violation  Charges

2 %   of  Outstanding  Amount  of  Loan  /  Overdraft  or    Sanctioned  Amount   

45

CERSAI  REGISTRATION  CHARGES  (Per  Asset)

 

 

Movable  Asset  (Fresh  Registration)

100.00

18.00

118.00

 

Movable  Asset   (Existing  Registration)

NIL

 

Immovable  Asset  (Fresh  Registration)

NIL

 

Immovable  Asset  (Existing  Registration)

NIL

 

Additional  Fee  (Movable  Asset  Fresh  Registration)

NIL

 

 

 

 

No  of  Days  of  Delay  in  Filing  of  Security  Interest

 

 

From  31  Days  to  40  Days

(Two  times  the  amount  of  applicable  fee  +  Original  fee )

300.00

54.00

354.00

 

From  41  Days  to  50  Days

(Five  times  the  amount  of  applicable  fee  +  Original  fee )

600.00

108.00

708.00

 

From  51  Days  to  60  Days

(Ten  times  the  amount  of  applicable  fee  +  Original  fee )

1100.00

198.00

1298.00

46

SMS  Charges  Quarterly

(Savings , Premium  Savings, Cuurent, CC-OD  Accounts)

10.00

1.80

11.80

 

SMS  charges  for  Premium   Current  Account

NIL

 

Foreign  Letter  of  Credit

 

47

(A) Sight L/C (DP) :- 0.50%  Per  LC  including  Commission &  Commission  of  other  Banks

(GST – 18 % Extra)

 

 

 

 

(B) Usance L/C (DP) :- 1.50%  P.A  including  Commission  of  other  Banks

(GST – 18 % Extra)

 

 

 

48

Inland L/C (Usance & Sight) – 0.50%  per  L/C

(GST – 18 % Extra)

 

 

 

 

Inland  Guarantee

 

49

1%  Commission  per  annum  in  case  of  100%  secured  Guarantee / L.C  by  way  of  our  FD  Receipts.In  all  other  cases  1.50%  Commission  per  annum.(GST – 18 % Extra)

 

 

 

50

Signature Verification Charges

100.00

18.00

118.00

 

Premium  Current  &  Premium  Savings  Account

100.00

18.00

118.00

 

Super Premium  Current  & Super Premium  Savings  Account

NIL

51

Balance Certificate Issuance Charges

100.00

18.00

118.00

 

Premium  Current  &  Premium  Savings  Account

100.00

18.00

118.00

 

Super Premium  Current  & Super Premium  Savings  Account

NIL

52

Cash Handling Charges:-

Aggregate Amount Credited in  A/C per day including BNA

Sr no.

Cash Deposit Amount

Charges

GST

Total

1

Below Rs. 2,00,000

Nil

Nil

Nil

2

Rs. 2,00,000 to Rs. 4,99,999

100.00

18.00

118.00

3

Rs. 5,00,000 to Rs. 9,99,999

200.00

36.00

236.00

4

Rs. 10,00,000 to Rs. 14,99,999

300.00

54.00

354.00

5

Rs. 15,00,000 to Rs. 19,99,999

400.00

72.00

472.00

6

Rs. 20,00,000 to Rs. 29,99,999

600.00

108.00

708.00

7

Rs. 30,00,000 & Above

1000.00

180.00

1180.00

 

 

 

 

 

 

 

 

 

 

Cash Handling Charges

 Aggregate Amount Credited in A/C per day including BNA            

     [GST Extra]

Premium A/Cs

Sr No.

Cash Deposit Amount

Savings A/c

Qty Min Avg Bal Rs. 50,000/-

Current A/c

Qty Min Avg Bal Rs.

1,00,000/-

1

Below Rs. 2,00,000

Nil

Nil

2

Rs. 2,00,000 to Rs. 4,99,999

Nil

Nil

3

Rs. 5,00,000 to Rs. 9,99,999

200.00

200.00

4

Rs. 10,00,000 to Rs. 14,99,999

300.00

300.00

5

Rs. 15,00,000 to Rs. 19,99,999

400.00

400.00

6

Rs. 20,00,000 to Rs. 29,99,999

600.00

600.00

7

Rs. 30,00,000 & Above

1000.00

1000.00

 

 

Cash Handling Charges

 Aggregate Amount Credited in A/C per day including BNA            

     [GST Extra]

Super Premium A/Cs

Sr No.

Cash Deposit Amount

Savings A/c

Qty Min Avg Bal Rs. 5,00,000/-

Current A/c

Qty Min Avg Bal Rs.

5,00,000/-

1

Below Rs. 2,00,000

Nil

Nil

2

Rs. 2,00,000 to Rs. 4,99,999

Nil

Nil

3

Rs. 5,00,000 to Rs. 9,99,999

Nil

Nil

4

Rs. 10,00,000 to Rs. 14,99,999

Nil

Nil

5

Rs. 15,00,000 to Rs. 19,99,999

Nil

Nil

6

Rs. 20,00,000 to Rs. 29,99,999

Nil

Nil

7

Rs. 30,00,000 & Above

Nil

Nil

 

 


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