Service Charges (w.e.f - 10/12/2022) |
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Sr.no |
Charge Description |
New Charges (18%) |
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Income |
GST @ 18 % |
Total |
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1 |
Locker Rent |
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Locker Rent A Type |
600.00 |
108.00 |
708.00 |
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Locker Rent B Type |
800.00 |
144.00 |
944.00 |
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Locker Rent C Type |
1000.00 |
180.00 |
1180.00 |
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Locker Rent D Type |
1400.00 |
252.00 |
1652.00 |
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Locker Rent E Type |
1600.00 |
288.00 |
1888.00 |
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Locker Rent F Type |
2600.00 |
468.00 |
3068.00 |
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Locker Rent G Type |
2900.00 |
522.00 |
3422.00 |
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Locker Rent H Type |
3300.00 |
594.00 |
3894.00 |
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Locker Rent K Type |
6000.00 |
1080.00 |
7080.00 |
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Locker Rent K1 Type |
6000.00 |
1080.00 |
7080.00 |
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Locker Rent L Type |
6000.00 |
1080.00 |
7080.00 |
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Locker Rent H1 Type |
2000.00 |
360.00 |
2360.00 |
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2 |
Stop Payment Charges (Per Instrument) (Issued cheques / Lost cheques for all Deposit Accounts)(Maximum charges Rs.1000+GST) |
100.00 |
18.00 |
118.00 |
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3 |
Maintenance of Minimum Balance (Per Quarter) |
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Savings A/c (Non Chq) Minimum Balance = ₹ 1000 |
25.00 |
4.50 |
29.50 |
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Savings A/c (With Chq) Minimum Balance = ₹ 2000 |
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Current A/c Minimum Balance = ₹ 5000 |
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Premium Savings A/c Average Balance = ₹ 50,000 |
500.00 |
90.00 |
590.00 |
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Premium Current A/c Average Balance = ₹ 1,00,000 |
500.00 |
90.00 |
590.00 |
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Super Premium Savings A/c Average Balance = ₹ 5,00,000 |
1000.00 |
180.00 |
1180.00 |
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Super Premium Current A/c Average Balance = ₹ 5,00,000 |
1000.00 |
180.00 |
1180.00 |
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4 |
Return Charges Inward |
350.00 |
63.00 |
413.00 |
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5 |
Return Charges Outward |
100.00 |
18.00 |
118.00 |
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6 |
Cheque Book Issue (CU / CC / OD) |
3.00 |
0.54 |
3.54 |
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Premium Current Account Per LEAF (135 LEAF Free) |
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Super Premium Current Account (Unlimited Leaves Free) |
NIL |
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7 |
Savings Account Per LEAF (30 LEAF Free) |
3.00 |
0.54 |
3.54 |
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Premium Savings Account Per LEAF (60 LEAF Free) |
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Super Premium Savings Account (Unlimited Leaves Free) |
NIL |
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8 |
Demat Charges (Inclusive) |
350.00 |
63.00 |
413.00 |
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9 |
ECS / NACH Return Charges |
250.00 |
45.00 |
295.00 |
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10 |
Nach Mandate Charges (Inward) |
250.00 |
45.00 |
295.00 |
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11 |
ATM Additional Card (Inclusive) |
150.00 |
27.00 |
177.00
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12 |
ATM AMC |
150.00 |
27.00 |
177.00 |
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13 |
Card Replacement |
200.00 |
36.00 |
236.00 |
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14 |
Pin Replacement |
100.00 |
18.00 |
118.00 |
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15 |
Outstation Bills Return Charges |
250.00 |
45.00 |
295.00 |
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16 |
O.B.C Return Charges |
100.00 |
18.00 |
118.00 |
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17 |
Duplicate Passbook One Year Entry (Max 2 Page) |
50.00 |
9.00 |
59.00 |
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18 |
Additional Page / Statement Per Page |
15.00 |
2.70 |
17.70 |
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19 |
RTGS Charges |
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2 Lakh to 5 Lakh (No Charge via digital Channel) |
24.00 |
4.32 |
28.32 |
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> 5 Lakh (No Charge via digital Channel) |
49.00 |
8.82 |
57.82 |
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Premium Current & Premium Savings Account |
NIL |
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Super Premium Current & Super Premium Savings Account |
NIL |
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20 |
NEFT Charges |
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Upto ₹ 10,000 (No Charge via digital Channel) |
2.50 |
0.45 |
2.95 |
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> 10,000 upto 1,00,000 (No Charge via digital Channel) |
5.00 |
0.90 |
5.90 |
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> 1,00,000 upto 2,00,000 (No Charge via digital Channel) |
15.00 |
2.70 |
17.70 |
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Above 2,00,000 (No Charge via digital Channel) |
25.00 |
4.50 |
29.50 |
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Premium Current & Premium Savings Account |
NIL |
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Super Premium Current & Super Premium Savings Account |
NIL |
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21 |
PAY SLIP |
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Upto ₹ 10,000 |
30.00 |
5.40 |
35.40 |
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10,001 to 1,00,000 |
50.00 |
9.00 |
59.00 |
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> 1,00,000 |
100.00 |
18.00 |
118.00 |
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Premium Current & Premium Savings Account |
NIL |
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Super Premium Current & Super Premium Savings Account |
NIL |
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22 |
DEMAND DRAFT |
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Upto ₹ 10,000 |
40.00 |
7.20 |
47.20 |
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10,001 to 60,000 |
60.00 |
10.80 |
70.80 |
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> 60,001 |
₹ 1 per 1000 |
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Max ₹ 1120 (GST Extra) |
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Premium Current & Premium Savings Account |
NIL |
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Super Premium Current & Super Premium Savings Account |
NIL |
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23 |
DD / PO Cancellation Charges |
50.00 |
9.00 |
59.00 |
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24 |
Interest Charge on Late Submission of Stock Statement |
2 % of Outstanding Balance |
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25 |
Share Transfer Fee |
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|
7.00 |
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26 |
Members ID Card Fee |
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|
34.00 |
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27 |
Entrance Fee |
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|
50.00 |
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28 |
Nominal Membership Fee |
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|
50.00 |
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29 |
Duplicate Share Certificate Issue Fee (Per Certificate) |
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|
50.00 |
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30 |
Token Lost Charges |
500.00 |
90.00 |
590.00 |
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31 |
LOAN PROCESS FEE (100 % at the time of Sanction / Process) |
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Loan Upto 1 Lakh |
500.00 |
90.00 |
590.00 |
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Above 1 Lakh to 5 Lakh |
1000.00 |
180.00 |
1180.00 |
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Above 5 Lakh to 10 Lakh |
3000.00 |
540.00 |
3540.00 |
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Above 10 Lakh to 25 Lakh |
5000.00 |
900.00 |
5900.00 |
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Above 25 Lakh to 1 Crore |
0.25 % of Advance Amount + GST Extra |
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Above 1 Crore |
0.30 % of Advance Amount + GST Extra |
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32 |
Account Close Charges (Current Account & Savings Account) |
250.00 |
45.00 |
295.00 |
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33 |
OD / CC Renewal Charges |
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Upto 10 Lakh |
Nil |
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Above 10 Lakh |
0.20 % of Disbursed Amount + GST Extra |
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Mobile / Internet Banking user gets 50 % discount w.e.f 15/12/2021. (For only those who utilises 10 % of their total debit transactions through Mobile or Internet Banking) |
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34 |
Property Release Charge |
5000.00 |
900.00 |
5900.00 |
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35 |
Solvency Certificate |
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Upto 1 Lakh |
250.00 |
45.00 |
295.00 |
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Above 1 Lakh to 10 Lakh |
500.00 |
90.00 |
590.00 |
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Above 10 Lakh to 50 Lakh |
1000.00 |
180.00 |
1180.00 |
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Above 50 Lakh |
2500.00 |
450.00 |
2950.00 |
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Advance Facilitation Charges |
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36 |
TOD / Exceed Charges at the time of TOD |
2000.00 |
360.00 |
2360.00 |
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37 |
TOD / Exceed Extend Charges |
2000.00 |
360.00 |
2360.00 |
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38 |
Property Change Request (Per Loan) |
3000.00 |
540.00 |
3540.00 |
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39 |
Machinery Changes Request |
1000.00 |
180.00 |
1180.00 |
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40 |
Supplier Changes Request |
1000.00 |
180.00 |
1180.00 |
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41 |
Resolution Cancel / Extension Request |
1000.00 |
180.00 |
1180.00 |
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42 |
Switchover Charges (Charges + 18 % GST Extra) |
2 % of Outstanding (Other than Individual only) |
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43 |
Commitment Charges (Charges + 18 % GST Extra) |
1 % of Unused Portion |
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Note :- In CC / OD Accounts (Except against Liquid Assets) 1% Commitment charge to be levied on unused portion if the annual average limit utilization is less than 65% |
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44 |
Advance Condition Violation Charges |
2 % of Outstanding Amount of Loan / Overdraft or Sanctioned Amount |
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45 |
CERSAI REGISTRATION CHARGES (Per Asset) |
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Movable Asset (Fresh Registration) |
100.00 |
18.00 |
118.00 |
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Movable Asset (Existing Registration) |
NIL |
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Immovable Asset (Fresh Registration) |
NIL |
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Immovable Asset (Existing Registration) |
NIL |
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Additional Fee (Movable Asset Fresh Registration) |
NIL |
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No of Days of Delay in Filing of Security Interest |
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From 31 Days to 40 Days (Two times the amount of applicable fee + Original fee ) |
300.00 |
54.00 |
354.00 |
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From 41 Days to 50 Days (Five times the amount of applicable fee + Original fee ) |
600.00 |
108.00 |
708.00 |
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From 51 Days to 60 Days (Ten times the amount of applicable fee + Original fee ) |
1100.00 |
198.00 |
1298.00 |
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46 |
SMS Charges Quarterly (Savings , Premium Savings, Cuurent, CC-OD Accounts) |
10.00 |
1.80 |
11.80 |
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SMS charges for Premium Current Account |
NIL |
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Foreign Letter of Credit |
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47 |
(A) Sight L/C (DP) :- 0.50% Per LC including Commission & Commission of other Banks (GST – 18 % Extra) |
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(B) Usance L/C (DP) :- 1.50% P.A including Commission of other Banks (GST – 18 % Extra) |
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48 |
Inland L/C (Usance & Sight) – 0.50% per L/C (GST – 18 % Extra) |
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Inland Guarantee |
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49 |
1% Commission per annum in case of 100% secured Guarantee / L.C by way of our FD Receipts.In all other cases 1.50% Commission per annum.(GST – 18 % Extra) |
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50 |
Signature Verification Charges |
100.00 |
18.00 |
118.00 |
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Premium Current & Premium Savings Account |
100.00 |
18.00 |
118.00 |
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Super Premium Current & Super Premium Savings Account |
NIL |
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51 |
Balance Certificate Issuance Charges |
100.00 |
18.00 |
118.00 |
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Premium Current & Premium Savings Account |
100.00 |
18.00 |
118.00 |
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Super Premium Current & Super Premium Savings Account |
NIL |
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52 |
Cash Handling Charges:- Aggregate Amount Credited in A/C per day including BNA |
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Sr no. |
Cash Deposit Amount |
Charges |
GST |
Total |
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1 |
Below Rs. 2,00,000 |
Nil |
Nil |
Nil |
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2 |
Rs. 2,00,000 to Rs. 4,99,999 |
100.00 |
18.00 |
118.00 |
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3 |
Rs. 5,00,000 to Rs. 9,99,999 |
200.00 |
36.00 |
236.00 |
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4 |
Rs. 10,00,000 to Rs. 14,99,999 |
300.00 |
54.00 |
354.00 |
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5 |
Rs. 15,00,000 to Rs. 19,99,999 |
400.00 |
72.00 |
472.00 |
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6 |
Rs. 20,00,000 to Rs. 29,99,999 |
600.00 |
108.00 |
708.00 |
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7 |
Rs. 30,00,000 & Above |
1000.00 |
180.00 |
1180.00 |
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Cash Handling Charges Aggregate Amount Credited in A/C per day including BNA [GST Extra] |
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Premium A/Cs |
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Sr No. |
Cash Deposit Amount |
Savings A/c Qty Min Avg Bal Rs. 50,000/- |
Current A/c Qty Min Avg Bal Rs. 1,00,000/- |
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1 |
Below Rs. 2,00,000 |
Nil |
Nil |
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2 |
Rs. 2,00,000 to Rs. 4,99,999 |
Nil |
Nil |
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3 |
Rs. 5,00,000 to Rs. 9,99,999 |
200.00 |
200.00 |
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4 |
Rs. 10,00,000 to Rs. 14,99,999 |
300.00 |
300.00 |
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5 |
Rs. 15,00,000 to Rs. 19,99,999 |
400.00 |
400.00 |
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6 |
Rs. 20,00,000 to Rs. 29,99,999 |
600.00 |
600.00 |
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7 |
Rs. 30,00,000 & Above |
1000.00 |
1000.00 |
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Cash Handling Charges Aggregate Amount Credited in A/C per day including BNA [GST Extra] |
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Super Premium A/Cs |
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Sr No. |
Cash Deposit Amount |
Savings A/c Qty Min Avg Bal Rs. 5,00,000/- |
Current A/c Qty Min Avg Bal Rs. 5,00,000/- |
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1 |
Below Rs. 2,00,000 |
Nil |
Nil |
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2 |
Rs. 2,00,000 to Rs. 4,99,999 |
Nil |
Nil |
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3 |
Rs. 5,00,000 to Rs. 9,99,999 |
Nil |
Nil |
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4 |
Rs. 10,00,000 to Rs. 14,99,999 |
Nil |
Nil |
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5 |
Rs. 15,00,000 to Rs. 19,99,999 |
Nil |
Nil |
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6 |
Rs. 20,00,000 to Rs. 29,99,999 |
Nil |
Nil |
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7 |
Rs. 30,00,000 & Above |
Nil |
Nil |
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