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Deposits

Savings A/c
The "Saving Account" is generally opened in bank by salaried persons or by the persons who have a fixed regular income. This facility is also given to students, senior citizens, pensioners and so on.

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Current A/c
Current bank account is opened by businessmen who have a higher number of regular transactions with the bank. It includes deposits, withdrawals and contra transactions. It is also known as Demand Deposit Account.

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Term Deposits
The account which is opened for a particular fixed period (time) by depositing particular fixed period (time) by depositing particular amount (money) is known as Fixed (Term) Deposit Account. The term ‘fixed deposit’ means that the deposit is fixed and is repayable only after a specific period is over Under fixed deposit account, money is deposited for a fixed period say six months, one year, five years or even ten years. The money deposited in this account cannot be withdrawn before the expiry of period.

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Recurring Deposits
Recurring deposits are a type of banking investment very similar to cash certificates. One of the main differences is the deposit terms, which tend to be monthly instead of quarterly. A recurring deposit account may not be as flexible as a cash certificate deposit in terms of lending against the money.

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Vasudhara Tax Plan
Any Individual or karta of HUF may apply for this type of plan
Under this scheme, Amt of minimum Rs. 100/- or more in multiply of 100/- up to Rs. 1,00,000/- will be accepted.

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