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Deposit Interest Rate

With Effective From : 01/05/2021

Duration Retail Rate (%) Less than 1 Crore  Retail Rate (%) for senior Citizen Less than 1 Crore Bulk Rate (%) for 1 Crore and above
  7 days To 15 days 4.00 4.00 3.75
15 days To 45 days 4.00 4.00 3.75
46 days To 90 days 4.75 4.75 4.50
91 days To 180 days 4.75 4.75 4.50
181 days upto 1 year 5.00 5.00 4.75
Above 1 year Upto  2 year 5.75 6.25 5.50
Above 2 year Upto  3 year 6.00 6.50 5.75
Above 3 year Upto  4 year 6.00 6.50 5.75
Above 4 year Upto  5 year 6.25 6.75 6.00
Above 5 year Upto  8 year 6.00 6.50 5.75
Above 8 year Upto  10 year 6.00 6.50 5.75
Vasudhara Tax Planning Scheme (5 years) 6.25 6.75 6.00

Interest Rates on Saving Deposit              

Savings Deposit - 3.50 %

Senior Citizen of age of 60 years & above are entitled to 0.50% more for the term deposit of above 1 year on fresh/ renewal of deposits.

Staff/Ex Staff is entitled to 0.50% more for Term Deposits.

Bulk Deposit (Rs. 1 Crore and above) rate of Interest 0.25 less from above rates.

No Interest on Current Deposits.

Co-oprative Bank's Deposits will be accepted only in bulk deposit rate. (Rs. 1 Crore and above amount).

Other than Co-operative Bank's Deposits may be accepted in retail deposit rate (Less than Rs. 1 Crore).


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