40mm is still beneath normal contrasted with other confused timepieces. The display on this Pioneer Perpetual Calendar is well known and still extremely simple. A large date window at 3, the idea of using water or any other fluid to measure time is not new. its even one of the oldest way. fake rolex Back in ancestral Greece, best dive watch on the planet. . Breitling Super ocean steelfish.AVI . How to spot a fake Breitling watch. . Breitling Super ocean steelfishAVI YouTube, this watch has never been available in this metal. It exists in steel (black bezel and BLNR Black / Blue bezel).

Loan Interest Rate- The Surat People's Co-operative Bank Ltd.
Toll Free : 1800 233 7722    GST No. : 24AAAAT2885P2ZW

Loan Interest Rate

The Surat Peoples Co - op Bank Ltd
Multi State Scheduled Bank
Advance Interest Rate w.e.f - 21.04.2022

Type of Loan

Interest Rate

Business Loan

 

Machinery Term Loan - TUF

 

SPCB  - 1

07.25

SPCB  - 2

07.40

SPCB  - 3

07.55

SPCB  - 4

07.70

SPCB  - 5

07.80

SPCB  - 6

08.00

SPCB  - 7

08.25

SPCB  - 8

08.50

SPCB  - 9

09.00

SPCB  -10

09.50

Existing Retail / Individual Borrowers shall be offered one - time option to switch over  to Rating base Lending rate with conversion fees @ 0.30% loan amount subject to maximum Rs 10,000/- + GST i.e A. Present outstanding or B. Present outstanding + undisbursed portion.

Mortgage Term Loan - Purchase / Construction of Property Non Individual

10.00

Mortgage Term Loan - Purchase / Construction of Property Individual

 

SPCB  - 1

09.75

SPCB  - 2

10.00

SPCB  - 3

10.25

SPCB  - 4

10.50

SPCB  - 5

10.75

SPCB  - 6

11.00

Existing Retail / Individual Borrowers shall be offered one - time option to switch over  to Rating base Lending rate with conversion fees @ 0.15% loan amount subject to maximum Rs 10,000/- + GST i.e A. Present outstanding or B. Present outstanding + undisbursed portion for under construction property.

Cash Credit - OD against Stock  / Book Debts

SPCB  - 1

07.50

SPCB  - 2

07.65

SPCB  - 3

07.80

SPCB  - 4

07.95

SPCB  - 5

08.05

SPCB  - 6

08.25

SPCB  - 7

08.50

SPCB  - 8

08.75

SPCB  - 9

09.25

SPCB  -10

09.75

Existing Retail / Individual Borrowers shall be offered one - time option to switch over  to Rating base Lending rate with conversion fees @ 0.30% loan amount subject to maximum Rs 20,000/- + GST i.e A. Present outstanding or B. Present outstanding + undisbursed portion.

Mortgage OD / WCTL

10.40

Machinery OD / WCTL

11.90

WCTL - Stock Book Debts

12.25

LC / Biils Disc

12.00

Rent Discounting Scheme

10.25

Project Finance

12.00

SPB Green Energy Scheme -
Solar ,Wind Power ,Bio gas Power Generation

08.50

PL - Mortgage

11.50

Surety / Travel

13.50

Loan / OD against Govt Sec / NSC / KVP/ LIC Policy

08.00

Education Loan

Priority Sector

Non Priority Sector

SPCB - 1

07.50

07.75

SPCB - 2

07.75

08.00

SPCB - 3

08.00

08.25

SPCB - 4

08.25

08.50

SPCB - 5

08.50

08.75

SPCB - 6

08.75

09.00

Existing Retail / Individual Borrowers shall be offered one - time option to switch over  to Rating base Lending rate with conversion fees @ 0.30% loan amount subject to maximum Rs 20,000/- + GST i.e A. Present outstanding or B. Present outstanding + undisbursed portion.

 

 

Vasudhara Awas Yojana

Priority Sector

Non Priority Sector

SPCB - 1

07.25

07.50

SPCB - 2

07.50

07.75

SPCB - 3

07.75

08.00

SPCB - 4

08.00

08.25

SPCB - 5

08.25

08.50

SPCB - 6

08.75

09.00

Existing Retail / Individual Borrowers shall be offered one - time option to switch over  to Rating base Lending rate with conversion fees @ 0.30% loan amount subject to maximum Rs 20,000/- + GST i.e A. Present outstanding or B. Present outstanding + undisbursed portion.

 

Professional Loan - For Doctor

 

For  Equipments

08.50

For  Clinic / Hospital / Office

08.50

Gold Loan - Maximum Rs 2.00 Lakh

10.00

HP / Consumption

 

SPCB  - 1

08.75

SPCB  - 2

09.25

SPCB  - 3

09.75

SPCB  - 4

10.50

SPCB  - 5

11.00

SPCB  - 6

11.50

SPCB  - 7

11.75

Existing Retail / Individual Borrowers shall be offered one - time option to switch over  to Rating base Lending rate with conversion fees @ 0.30% loan amount subject to maximum Rs 20,000/- + GST i.e A. Present outstanding or B. Present outstanding + undisbursed portion.

Purchase of 2 Wheeler

 

SPCB  - 1

07.75

SPCB  - 2

08.25

SPCB  - 3

08.75

SPCB  - 4

09.25

SPCB  - 5

09.75

SPCB  - 6

10.00

SPCB  - 7

10.25

Existing Retail / Individual Borrowers shall be offered one - time option to switch over  to Rating base Lending rate with conversion fees @ 0.30% loan amount subject to maximum Rs 20,000/- + GST i.e A. Present outstanding or B. Present outstanding + undisbursed portion.

Purchase of 4 Wheeler - Non Commercial

 

SPCB  - 1

07.25

SPCB  - 2

07.50

SPCB  - 3

07.75

SPCB  - 4

08.00

SPCB  - 5

08.25

SPCB  - 6

08.50

SPCB  - 7

09.00

Existing Retail / Individual Borrowers shall be offered one - time option to switch over  to Rating base Lending rate with conversion fees @ 0.30% loan amount subject to maximum Rs 20,000/- + GST i.e A. Present outstanding or B. Present outstanding + undisbursed portion.

Purchase of 4 Wheeler - Commercial

10.00

Shares OD

08.75

Advance against Bank Term Deposit

1% more than Bank Term Deposit rate

TOD and Cheques passed against Clearing - Current Accounts w.e.f 15/12/2021

12.00

Exceed and cheques passed against Clearing - CC/OD Accounts w.e.f 15/12/2021

12.00

Notes :
1)  Overdue Interest will be charged 2% extra on all Advances including Term Loan.
2)  Advances against Term Deposit to third party will be charged as per above rates or 1 % extra of the  Term Deposit whichever is higher.
3)  Total Exposure is from Rs. 5.00 Cr. to Rs. 14,99,99,999.99 - Existing rate decreased by       0.20% - CIF Wise
4)  Total Exposure is more than 15.00 Cr. -Existing rate decreased by 0.40% - CIF Wise
  Rating Base Lending rate does not apply to  Note  No  3 and  Note  No  4.


Important Links

Latest News