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Service Charges w.e.f 01/12/2020

SERVICE CHARGES (w.e.f - 01/12/2020)
SR.NO CHARGE DESCRIPTION CHARGES
INCOME GST @ 18 % TOTAL
1 LOCKER RENT      
  LOCKER RENT A TYPE 400.00 72.00 472.00
  LOCKER RENT B TYPE 500.00 90.00 590.00
  LOCKER RENT C TYPE 550.00 99.00 649.00
  LOCKER RENT D TYPE 800.00 144.00 944.00
  LOCKER RENT E TYPE 1050.00 189.00 1239.00
  LOCKER RENT F TYPE 1950.00 351.00 2301.00
  LOCKER RENT G TYPE 2350.00 423.00 2773.00
  LOCKER RENT H TYPE 2900.00 522.00 3422.00
  LOCKER RENT K TYPE 5200.00 936.00 6136.00
  LOCKER RENT K1 TYPE 5200.00 936.00 6136.00
  LOCKER RENT L TYPE 5200.00 936.00 6136.00
  LOCKER RENT H1 TYPE 1450.00 261.00 1711.00
2 STOP PAYMENT CHARGES (PER INSTRUMENT) (ISSUED CHEQUES / LOST CHEQUE) 25.00 4.50 29.50
3 MAINTENANCE OF MINIMUM BALANCE (PER QUARTER) 10.00 1.80 11.80
  SAVINGS A/c (NON CHQ) MINIMUM BALANCE = Rs 500
  SAVINGS A/c (WITH CHQ) MINIMUM BALANCE = Rs 1000
  CURRENT A/c MINIMUM BALANCE = Rs 3000
  PREMIUM SAVINGS A/c AVERAGE BALANCE = Rs 50,000 500.00 90.00 590.00
  PREMIUM CURRENT A/c AVERAGE BALANCE = Rs 1,00,000 500.00 90.00 590.00
4 RETURN CHARGES INWARD 350.00 63.00 413.00
5 RETURN CHARGES OUTWARD 100.00 18.00 118.00
6 CHEQUE BOOK ISSUE (CU/CC/OD) 3.00 0.54 3.54
  PREMIUM CURRENT ACCOUNT PER LEAF (90 LEAF FREE)
7 SAVINGS ACCOUNT PER LEAF (30 LEAF FREE ) 3.00 0.54 3.54
  PREMIUM SAVINGS ACCOUNT PER LEAF (45 LEAF FREE)      
8 DEMAT CHARGES (INCLUSIVE) 350.00 63.00 413.00
9 ECS / NACH RETURN CHARGES 250.00 45.00 295.00
10 NACH MANDATE CHARGES (INWARD) 250.00 45.00 295.00
11 ATM ADDITION CARD (EXCLUSIVE) 150.00 27.00 177.00
12 ATM AMC 150.00 27.00 177.00
13 CARD REPLACEMENT 200.00 36.00 236.00
14 PIN REPLACEMENT 100.00 18.00 118.00
15 OUTSTATION BILLS RETURN CHARGES 250.00 45.00 295.00
16 O.B.C RETURN CHARGES 100.00 18.00 118.00
17 DUPLICATE PASSBOOK ONE YEAR ENTRY (MAX 2 PAGE) 50.00 9.00 59.00
18 ADDITIONAL PAGE / STATEMENT PER PAGE 15.00 2.70 17.70
19 RTGS CHARGES  
  2 LAKH TO 5 LAKH (NO CHARGE VIA DIGITAL CHANNEL) 24.00 4.32 28.32
  > 5 LAKH (NO CHARGE VIA DIGITAL CHANNEL) 49.00 8.82 57.82
  PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS ACCOUNT NIL
20 NEFT CHARGES  
  UPTO 10,000 (NO CHARGE VIA DIGITAL CHANNEL) 2.50 0.45 2.95
  > 10,000 UPTO 1,00,000 (NO CHARGE VIA DIGITAL CHANNEL) 5.00 0.90 5.90
  > 1,00,000 UPTO 2,00,000 (NO CHARGE VIA DIGITAL CHANNEL) 15.00 2.70 17.70
  ABOVE 2,00,000 (NO CHARGE VIA DIGITAL CHANNEL) 25.00 4.50 29.50
  PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS ACCOUNT NIL
21 PAY SLIP  
  UPTO 10,000 30.00 5.40 35.40
  10,001 TO 1,00,000 50.00 9.00 59.00
  > 1,00,000 100.00 18.00 118.00
  PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS A/c NIL
22 DEMAND DRAFT  
  UPTO 10,000 40.00 7.20 47.20
  10,001 TO 60,000 60.00 10.80 70.80
  > 60,001 1 Rs PER 1000
    MAX 1120 (GST EXTRA)
  PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS ACCOUNT NIL
23 DD / PO CANCELLATION CHARGES 50.00 9.00 59.00
24 INTEREST CHARGE ON LATE SUBMISSION OF STOCK STATEMENT 2 % OF OUTSTANDING BALANCE
25 SHARE TRANSFER FEE     7.00
26 MEMBERS ID CARD FEE     34.00
27 ENTRANCE FEE     50.00
28 NOMINAL MEMBERSHIP FEE     50.00
29 DUPLICATE SHARE CERTIFICATE ISSUE FEE (PER CERTIFICATE)     50.00
30 TOKEN LOST CHARGES 500.00 90.00 590.00
31 LOAN PROCESS FEE (100 % at the time of Sanction / Process)  
  LOAN UPTO 1 LAKH 500.00 90.00 590.00
  ABOVE 1 LAKH TO 5 LAKH 1000.00 180.00 1180.00
  ABOVE 5 LAKH TO 10 LAKH 3000.00 540.00 3540.00
  ABOVE 10 LAKH TO 25 LAKH 5000.00 900.00 5900.00
  ABOVE 25 LAKH TO 1 CRORE 0.25 % OF ADV AMT + GST EXTRA
  ABOVE 1 CRORE 0.30 % OF ADV AMT + GST EXTRA
32 A/C CLOSE CHARGES (CURRENT ACCOUNT & SAVINGS ACCOUNT) 500.00 90.00 590.00
33 OD / CC RENEWAL CHARGES  
  UPTO 10 LAKH NIL
  ABOVE 10 LAKH 0.20 % OF DISB AMT + GST EXTRA
  MOBILE USER GETS 50 % DISCOUNT w.e.f 01/12/2017 CONTINUE
34 PROPERTY RELEASE CHARGE 5000.00 900.00 5900.00
35 SOLVENCY CERTIFICATE  
  UPTO 1 LAKH 250.00 45.00 295.00
  ABOVE 1 LAKH TO 10 LAKH 500.00 90.00 590.00
  ABOVE 10 LAKH TO 50 LAKH 1000.00 180.00 1180.00
  ABOVE 50 LAKH 2500.00 450.00 2950.00
  ADVANCE FACILIATION CHARGES  
36 TOD / EXCEED CHARGES AT THE TIME OF TOD 2000.00 360.00 2360.00
37 TOD / EXCEED EXTEND CHARGES 2000.00 360.00 2360.00
38 PROPERTY CHANGE REQUEST (PER LOAN) 3000.00 540.00 3540.00
39 MACHINERY CHANGES REQUEST 1000.00 180.00 1180.00
40 SUPPLIER CHANGES REQUEST 1000.00 180.00 1180.00
41 RESOLUTION CANCEL / EXTENSION REQUEST 1000.00 180.00 1180.00
42 SWITCHOVER CHARGES (CHARGES + 18 % GST EXTRA) 2 % OUTSTANDING (Other than Individual only)
43 COMMITMENT CHARGES (CHARGES + 18 % GST EXTRA) 1 % ON UNUSED PORTION *
  *NOTE:= In CC/OD Accounts (Except against Liquid Assets) 1% Commitment charge to be levied on unused portion if the annual average limit utilization is less than 65%
44 ADVANCE CONDITION VIOLATION CHARGES 2 % OUTSTANDING AMT OF LOAN /OVERDRAFT OR SANCTIONED AMOUNT
45 CERSAI REGISTRATION CHARGES (PER ASSET)  
  MOVABLE ASSET (FRESH REGISTRATION) 100.00 18.00 118.00
  MOVABLE ASSET ( EXISITING REGISTRATION) NIL
  IMMOVABLE ASSET (FRESH REGISTRATION) NIL
  IMMOVABLE ASSET (EXISTING REGISTRATION) NIL
  ADDITIONAL FEE (MOVABLE ASSET FRESH REGISTRATION) NIL
  NO OF DAYS OF DELAY IN FILING OF SECURITY INTEREST  
  FROM 31 DAYS TO 40 DAYS (TWO TIMES THE AMOUNT OF APPLICABLE FEE + ORIGINAL FEE) 300.00 54.00 354.00
  FROM 41 DAYS TO 50 DAYS (FIVE TIMES THE AMOUNT OF APPLICABLE FEE + ORIGINAL FEE) 600.00 108.00 708.00
  FROM 51 DAYS TO 60 DAYS (TEN TIMES THE AMOUNT OF APPLICABLE FEE + ORIGINAL FEE) 1000.00 180.00 1180.00
46 SMS CHARGES QUARTERLY (SAVINGS,PREMIUM SAVINGS,CURRENT,CC-OD ACCOUNTS) 10.00 1.80 11.80
  SMS CHARGES FOR PREMIUM CURRENT ACCOUNT NIL
47 CASH HANDLING CHARGES AGGREGATE AMT CREDITED IN A/C PER DAY  
  BELOW 5 LAKH NIL
  > = 5 LAKH < 10 LAKH 20.00 3.60 23.60
  > = 10 LAKH < 20 LAKH 30.00 5.40 35.40
  > = 20 LAKH 40.00 7.20 47.20
  CASH HANDLING CHARGES :- PREMIUM CURRENT ACCOUNT & PREMIUM SAVINGS ACCOUNT NIL
  FOREIGN LETTER OF CREDIT  
48 (A) SIGHT L/C (DP) :- 0.50% PER LC INCLUDING COMMISSION & COMMISSION OF OTHER BANKS (GST - 18% EXTRA)  
  (B) USANCE L/C (DA) :- 1.50% P.A INCLUDING COMMISSION OF OTHER BANKS (GST - 18% EXTRA)  
49 INLAND L/C (USANCE & SIGHT) - 0.50% PER L/C (GST - 18% EXTRA)  
  INLAND GUARANTEE  
50 1%COMMISSION PER ANNUM IN CASE OF 100% SECURED GUARANTEE / L.C BY WAY OF OUR FD RECEIPTS. IN ALL OTHER CASES 1.50% COMMISSION PER ANNUM (GST - 18% EXTRA)  

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