The Surat People’s Co-Operative Bank Ltd.
Toll Free Number
1800 233 7722

Current A/c

Current bank account is opened by businessmen who have a higher number of regular transactions with the bank. It includes deposits, withdrawals and contra transactions. It is also known as Demand Deposit Account.

In Current account, amount can be deposited and withdrawn at any time without giving any notice. It is also suitable for making payments to creditors by using cheques. Cheques received from customers can be deposited in this account for collection

NAME OF NEW SCHEME

GENERAL CURRENT ACCOUNT

TYPE OF DEPOSIT

CURRENT ACCOUNT

MIN REQUIREMENT

nil

MIN BALANCE

Rs. 3000/-

KYC COMPLIANCE

IN FULL

 

BASIC FEATURES/FACILITIES

NOMINATION FACILITY (INDIVIDUALS ONLY)

 

 

FREE UNLIMITED WITHDRAWAL

 

FREE STANDING INSTRUCTION

 

 FREE ATM CARD (PROP/INDIVIDUAL) FOR FIRST YEAR

 

FREE CASH DEPOSIT AT ANY BRANCH

 

WAIVER OF LEDGER FOLIO CHARGES

 

FREE SMS ALERTS

NAME OF NEW SCHEME

SPB PREMIUM CURRENT ACCOUNT SCHEME

TYPE OF DEPOSIT

CURRENT ACCOUNT

MIN REQUIREMENT

AVERAGE QUARTERLY BAL Rs.1,00,000

MIN BALANCE

Rs. 5000/-

KYC COMPLIANCE

IN FULL

 

BASIC FEATURES/FACILITIES

NOMINATION FACILITY (INDIVIDUALS ONLY)

 

 

FREE PERSONALISED 6 CHEQUE BOOKS OF 45 LEAVES EACH

 

FREE UNLIMITED WITHDRAWAL PER QUARTER

 

FREE STANDING INSTRUCTION FACILITY/BAL.CERTIFICATE

 

FREE ATM CARD (PROP/INDIVIDUAL) FOR FIRST YEAR

 

FREE CASH DEPOSIT AT ANY BRANCH

 

WAIVER OF LEDGER FOLIO CHARGES

 

WAIVER OF DD/PO ISSUE CHARGES

 

WAIVER OF REMITANCES/NEFT/RTGS CHARGES

 

FREE SMS ALERTS

 

PENALTY OF Rs.500/- FOR DEFAULT IN  AVERAGE QUARTERLY

 

 BALANCE

 

PENALTY OF Rs 500/- FOR CLOSURE OF A/C WITHIN ONE YEAR