The Surat People’s Co-Operative Bank Ltd.
Toll Free Number
1800 233 7722

Loan Interest Rates

With Effective From : 01-08-2017

Loan Type   Interest Rate(%)
Business loan  To Purchase Machineries(including TUF)  10.25
  To Purchase/Const. Property 11.50
CC Limit   10.50
Mortgage OD/WCTL   11.25
Machinery OD/WCTL   12.25
LC/Bills Disc   12.00
HP/Consumption   14.00
HP/Vehicle 2 Wheeler  13.00
  4 Wheeler 10.00
Shares OD   10.00
Surety/Travel Loan   13.50
LN/OD against Govt. Sec/NSC/KVP/LIC Policy   10.50
 PL- Mortgage   12.00
 Gold Loan   10.50
 VAY-Housing Up to 5.5 Years 9.00
  >5.5 Years  to 15 Years 9.50
Education Loan For Girls  10.00
  For Boys 11.00
 Professional Loan(for doctor/CA/architect)   10.25

 

Total Exposure(CIF Wise) is more than 5.00 cr & up to 15 Cr. - Existing rate decreased by 0.50%

Total Exposure(CIF Wise) is more than 15.00 Cr. -Existing rate decreased by 0.75%

Consider : Sanction limit of CC/OD+Out standing balance of TL for said rate of interest